Plan Basics

How to Choose Between Health Plans That Are Close in Cost 

How to Choose Between Health Plans That Are Close in Cost 

One of the most important considerations when choosing a health plan is your total costs for the year. By total costs, we mean how much you’ll pay in premiums (usually straight from your paycheck) and out-of-pocket costs for your care. Even though crunching the...

Common Open Enrollment Questions Covered

Common Open Enrollment Questions Covered

Open enrollment and the months leading up to it are often the busiest time of the year for benefits professionals. Along with finalizing benefit details, they’re busy gathering resources and supports that will help employees understand and choose the right benefits...

Preventive Drug Benefits: Find out what types are covered

Preventive Drug Benefits: Find out what types are covered

Did you know that many preventive drugs are covered by the Patient Protection and Affordable Care Act (ACA)? The ACA regulated the coverage of many preventive services to make sure they are available under all benefit plans—including private health insurance. In...

Health Insurance Basics: Plan Types

Health Insurance Basics: Plan Types

Choosing between the different types of health insurance plans is hard. The first thing to do is understand the basics. Get started with this easy overview of the different types of health insurance plans: High Deductible Health Plan (HDHP) An HDHP plan is defined by...

Health Insurance Basics: Costs of a Plan Defined

Health Insurance Basics: Costs of a Plan Defined

Choosing the right health insurance plan is complicated. This blog breaks down the total costs of health insurance to empower you to choose the plan that works for you and your family. What is a deductible? A deductible is the amount you will pay, besides the monthly...

Health Insurance Basics: Coverage of Specific Services

Health Insurance Basics: Coverage of Specific Services

Choosing the right health insurance plan is complicated. This blog explains how to tell which services are covered under your health plan. Understanding health plan coverage basics can help you choose an optimal plan. Covered Vs. Non-Covered: Not all medical services...